Palavras-chave
the stability of banking systems
weak commercial banks
State Bank of Vietnam
Como Citar
Resumo
O artigo é desenvolvido com base no método tradicional de análise jurídica combinado com o método comparativo para explicar e esclarecer as vantagens de lidar com bancos comerciais fracos por meio de processos de falência em comparação com medidas de consolidação, fusão, aquisição ou transferência compulsória. Os resultados da pesquisa mostram que o manuseio de bancos comerciais fracos, que não podem ser restaurados ou transferidos compulsivamente por meio de processos de falência, resolverá completamente a fragilidade intrínseca do sistema bancário comercial. No marco legal sobre falência de instituições de crédito, incluindo bancos comerciais, que está estipulado na Lei de Falências e na Lei de Instituições de Crédito, priorizar o tratamento de bancos comerciais fracos com base no método de consolidação, fusão, aquisição ou transferência compulsória não é a solução ótima, pois as fraquezas existentes no sistema bancário não são completamente tratadas, mas apenas uma transferência de um banco comercial para outro. Para o desenvolvimento saudável das atividades bancárias sob o mecanismo do mercado, o tratamento dos bancos comerciais fracos através de processos de falência deve ser aplicado na prática como um fator necessário para garantir o desenvolvimento estável e sustentável das operações bancárias atuais.
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